Certificates of Deposit (CDs)

Atlas Savings offers Certificates of Deposits (CDs) for personal, business and IRA accounts.

A Certificates of Deposit is a fix rate time deposit. The interest rate on the money deposited is guaranteed, as long as the money remains in the bank for the time shown on the certificate. There is an interest penalty if all or part of the deposited money is withdrawn before the maturity date. CD may automatically be renewed at maturity. The interest rates paid vary by maturity and may be found on the current rate sheet. See updated Fee Schedule by clicking here.

 

A Certificate of Deposit enables you to earn a higher interest rate than most interest bearing accounts because you agree to keep your money deposited for a specific time period. There are many advantages to choosing one or more of our CDs:

• Competitive interest rates 
• A variety of terms to meet your savings needs
• Convenient automatic renewal
• Online Banking 

There is a $2,500 minimum deposit required to open and maintain a CD

Funds are insured up to a maximum FDIC limit of $250,000 per depositor

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